Payless Power Plans & Rates — Compare Prepaid and Postpaid Electricity Options

Choose the Payless Power Plan That Fits Your Budget — No Deposit, No Credit Check, Same Day Connection Available Across Texas

About Payless Power

What Is Payless Power and What Plans Do They Offer?

Payless Power is a Texas licensed retail electric provider (REP) that has been serving Texas residents since 2005. They specialize in flexible prepaid and postpaid electricity plans designed for Texans who want control over their energy spending without the barriers of credit checks or large security deposits.

Payless Power currently offers three main plan types — a 6-Month Prepaid plan, a 12-Month Prepaid plan, and Postpaid plans ranging from 6 to 36 months. All prepaid plans require no deposit and no credit check across all Payless Power Texas service areas. Postpaid plans require a credit check but offer traditional monthly billing for customers who prefer it.

Not sure which plan is right for you? Call 833-955-3774 and a live Payless Power agent will walk you through your options based on your zip code and usage history.

⚡ See Current Rates 📞 833-955-3774

20+

Years Serving Texas

400+

Texas Communities

Deposit on Prepaid

Plan Types Available

Plan Options

All Payless Power Plans — Find the Right Fit for You

All prepaid plans include no deposit and no credit check. Pick the term that works for your situation.

Most Flexible

6-Month Prepaid

Pay As You Go

✓ No deposit required
✓ No credit check
✓ Fixed rate for 6 months
✓ $40 minimum to start
✓ Same day activation
✓ Daily usage alerts
✓ $9.95/month service fee
! $49 early termination fee

Best for: Renters, short-term residents, first-time prepaid customers, or anyone testing prepaid electricity service.

Choose 6-Month Plan ⚡

⭐ Most Popular

12-Month Prepaid

Pay As You Go

✓ No deposit required
✓ No credit check
✓ Fixed rate for 12 months
✓ $40 minimum to start
✓ Same day activation
✓ Daily usage alerts
✓ $9.95/month service fee
! $49 early termination fee

Best for: Households staying 12+ months who want budget control, price stability, and no deposit or credit check.

Choose 12-Month Plan ⚡

Build Credit

Postpaid Plans

Monthly Billing — 6 to 36 Months

✓ No deposit with approval
✗ Credit check required
✓ Fixed or variable rate
✓ Traditional monthly bill
✓ Daily usage alerts
✓ Helps build credit history
✓ $9.95/month service fee
! $149–$299 early termination

Best for: Customers with good credit who prefer monthly billing and want to build or maintain their credit history.

Choose Postpaid Plan ⚡

Not sure which plan is right for you? Call a live agent:

📞 833-955-3774

Side by Side

Payless Power Plans Compared — Full Feature Breakdown

See exactly how each Payless Power plan stacks up so you can choose with confidence.

Feature	6-Month Prepaid	12-Month Prepaid ⭐	Postpaid
Contract Length	6 months	12 months	6–36 months
Payment Type	Pay before use	Pay before use	Monthly bill
Security Deposit	✓ $0	✓ $0	Varies with credit
Credit Check	✓ None	✓ None	✗ Required
Minimum to Start	$40	$40	$0 with approval
Rate Type	Fixed	Fixed	Fixed or Variable
Same Day Activation	✓ Available	✓ Available	1–3 business days
Daily Usage Alerts	✓ Yes	✓ Yes	✓ Yes
Monthly Service Fee	$9.95	$9.95	$9.95
Early Termination Fee	$49	$49	$149–$299
Builds Credit History	✗ No	✗ No	✓ Yes
Renewable Energy	26%	26%	26%
	Choose Plan	Choose Plan ⭐	Choose Plan

Rates vary by zip code and change frequently. Click here to see current Payless Power rates for your address.

Pricing Estimates

Payless Power Rates — What You Can Expect to Pay

Payless Power rates vary based on your monthly usage and zip code. The table below shows estimated costs at different usage levels. Click here to see the exact rate for your address.

Monthly Usage	Home Size	Est. Rate per kWh	Est. Monthly Cost
250 kWh	Studio / Seasonal	24.9¢	~$72
500 kWh	1BR Apartment	21.6¢	~$118
750 kWh	2BR Apartment	20.7¢	~$165
1,000 kWh	Small House	20.1¢	~$211
1,250 kWh	Medium House	19.8¢	~$258
1,500 kWh	Large House	19.5¢	~$304
2,000 kWh	Very Large House	19.1¢	~$397
2,500 kWh	Extra Large House	18.8¢	~$490

Rates Change Frequently

The estimates above are for reference only. Actual Payless Power rates vary by zip code and are updated regularly. Always check current pricing before enrolling.

⚡ Check My Rate Now

Which Plan Is Right for Me

Which Payless Power Plan Is Right for Your Situation?

Choose the 6-Month Prepaid Plan If:

→ You are renting and may move within 6 months
→ You want to try prepaid electricity before committing longer
→ You need electricity turned on today with no credit check
→ You are in temporary housing or transitional living
→ You want the lowest early termination fee ($49) just in case

Choose 6-Month Prepaid

Choose the 12-Month Prepaid Plan If:

→ You plan to stay at your address for at least a year
→ You have bad credit or no credit and cannot qualify for postpaid
→ You want a fixed rate locked in for the full year
→ You want to avoid surprise bills and control spending daily
→ You need same day electricity with zero deposit

Choose 12-Month Prepaid ⭐

Choose the Postpaid Plan If:

→ You have good credit and want traditional monthly billing
→ You want to build your credit history through on-time payments
→ You prefer receiving a bill at the end of the month
→ You are planning a longer term stay of 1 to 3 years
→ You want the most stable long-term electricity pricing

Choose Postpaid Plan

Still Not Sure Which Plan?

Call a live Payless Power agent and they will recommend the best plan for your zip code, situation, and budget. Takes less than 5 minutes.

Already a customer? Log in to manage your Payless Power account →

📞 Call 833-955-3774

FAQ

Frequently Asked Questions — Payless Power Plans & Rates

What plans does Payless Power offer? +

Payless Power offers three main plan types — a 6-Month Prepaid plan, a 12-Month Prepaid plan, and Postpaid plans available in 6, 12, 24, and 36-month terms. Both prepaid plans require no deposit and no credit check. Postpaid plans require a credit check but offer traditional monthly billing. See current rates and available plans for your zip code here.

How much does Payless Power cost per month? +

Payless Power monthly costs depend on your usage and zip code. For reference, a 1-bedroom apartment using around 500 kWh per month is estimated around $118. A small house using 1,000 kWh is estimated around $211. All plans include a $9.95 monthly service fee. Rates are fixed for the plan term but vary by location — check your exact rate here.

Does Payless Power require a deposit? +

No deposit is required on either prepaid plan. Your $40 starting balance goes directly toward your electricity usage — not held as a deposit. Postpaid plans may require a deposit depending on your credit history. For no deposit electricity with no credit check the 6-Month or 12-Month Prepaid plans are your best option.

What is the difference between Payless Power prepaid and postpaid? +

With prepaid electricity you load funds onto your account before you use electricity and your balance decreases daily as you use power. No monthly bill, no credit check, no deposit. With postpaid electricity you use electricity all month and receive a bill at the end of the billing period — similar to traditional utility service. Postpaid requires a credit check and may require a deposit.

Can I switch from prepaid to postpaid with Payless Power? +

Yes. You can switch between Payless Power plans by contacting customer service. Call 833-955-3774 to discuss switching options. Keep in mind that early termination fees may apply if you switch before your current contract term ends. A credit check will be required if you switch to a postpaid plan.

How do I sign up for a Payless Power plan? +

You can sign up for a Payless Power plan online at paylesspower.com or by calling 833-955-3774. The enrollment process takes under 5 minutes and same day connection is available for most Texas addresses. Once enrolled, review all available Payless Power payment options to find the most convenient way to keep your account funded. You can also sign up for Payless Power entirely from your phone.

What do Payless Power customers say about their plans? +

Payless Power has thousands of verified customer reviews across multiple platforms. Customers consistently highlight the no deposit policy, easy enrollment process, and daily balance alerts as standout features. Read verified Payless Power customer reviews here →

How do I contact Payless Power about my plan? +

Call Payless Power directly at 833-955-3774 for plan questions, billing help, or account support. See the full Payless Power phone number guide including hours and all contact options →

More Resources

More Payless Power Resources

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Payless Power — Full Provider Guide

Everything you need to know about Payless Power — history, service areas, plans overview, and how to get started today.

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Verified Payless Power Customer Reviews

Read real verified Payless Power reviews from Texas customers about their experience with plans, pricing, and customer service.

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Payless Power Phone Number & Hours

Get the direct Payless Power customer service number and full hours guide for plan questions, billing, and account support.

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Manage Your Payless Power Account

Already a customer? Log in to the Payless Power customer portal to pay your bill, check your balance, and manage your plan.

📱

Sign Up From Your Phone in 5 Minutes

Complete step by step guide to signing up for a Payless Power prepaid plan entirely from your smartphone — no deposit, no credit check.

Ready to Choose Your Plan?

Sign Up for a Payless Power Plan Today

No deposit. No credit check. Same day connection available.
Takes less than 5 minutes to enroll online or by phone.

Rates vary by zip code and update frequently — check current pricing before enrolling.

⚡ See Current Rates & Enroll 📞 Call 833-955-3774

This site is an independent affiliate of Payless Power. We may receive compensation when you enroll through our links. Available in deregulated Texas service areas only.